Interest Rates

Live data

The price of money — policy rates, Treasury yields, and borrowing costs for households.

Key metrics

As of June 2026
Fed funds rate
3.63
%
Effective rate
10Y Treasury
4.54
%
Constant maturity
2Y Treasury
4.18
%
Constant maturity
30Y mortgage
6.49
%
Freddie Mac average

Trends

Policy rate vs 10Y Treasury
Effective fed funds rate, percent
3.63%
10Y minus 2Y spread
Yield-curve slope; negative values signal inversion
0.37pp
Source: Federal Reserve, US Treasury, Freddie Mac. Values update automatically from our data pipeline.